March 5, 2015
The Social Security disability professionals at Disability Associates in Maryland provide a snapshot of common questions regarding Social Security disability benefits.
Individuals may receive benefits under either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). The following information provides insight on the details regarding both.
- Social Security Disability benefits – How much will I get?
The average SSDI benefit for a disabled worker is roughly $1,130 per month. For a family, the average benefit is $1,919 a month. However, keep in mind that every situation is different. For disabled adult child benefits, the amount will depend upon how much the parent has worked and earned. For disabled widows’ and widowers’ benefits, the amount depends on how much the late spouse worked and earned.
- SSI benefits – How much will I get?
For all types of SSI benefits, there is a base amount that an individual with no other income receives. Under SSI, the maximum benefit for an individual is $733 per month beginning in 2015. That ends up accounting for only three-quarters of the income needed to reach even the federal poverty line, or less than $17 a day.
- I have been found disabled – How far will they pay back benefits?
For disability insurance benefits, the benefits cannot begin until five months after the person has become disabled. Additionally, benefits cannot be paid retroactively to more than one year prior to the date of the claim. For a disabled adult child, there is no five-month waiting period for benefits to begin, but benefits cannot be paid more than six months prior to the date the application was filed. And remember, SSI benefits will not actually be paid prior to the start of the month following the date of the claim.
- Social Security terminated my disability benefits – What do I do?
You must appeal immediately. If you appeal within ten days after being notified that your benefits are being terminated, you can request that your disability benefits continue while you appeal the decision. If you do not appeal within the first 60 days after receiving notification, you run the risk of losing your right to appeal altogether.
Even though this overview may help explain the process, retaining legal counsel may be in your best interest. It is crucial that you speak with an attorney regarding your representation throughout this process. An experienced attorney can lead you in the right direction and best guide you through the complexities associated with both SSDI and SSI. Contact an experienced attorney from Disability Associates today.